Frequently asked questions
Which employment side costs does the calculator take into account?
Average 2026 contributions for the employment pension contribution (TyEL), health insurance contribution, unemployment insurance contribution, accident insurance and group life insurance. The percentages are shown below the calculator.
Is accident insurance the same for everyone?
No. The premium for accident insurance depends on the industry and the insurance company, so the calculator uses an average estimate.
Embed the calculator on your own page
You can add the calculator to your own website, blog or intranet free of charge. Copy the code and paste it into the page's HTML field. The calculator updates automatically when the figures change.
Also read
- Employer's social security costs 2026: what an employee really costs
- What is a good salary in Finland? How to compare your pay with the statistics
- From gross salary to net salary 2026: employee contributions and tax card
- Mileage allowance and daily allowances 2026: tax-free travel allowances
- Holiday bonus and annual leave: how holiday pay and holiday bonus are calculated
- Pay rise request: template message and arguments
- Average pay in Finland 2026: median, mean and the gap
- Pay transparency 2027: what the new law means in workplaces
Other calculators
The calculator gives an indicative estimate and does not replace the advice of an authority, bank, insurer or accounting firm. The calculator's figures and their sources are shown below the calculator.